What Is the 4% Rule for Retirement Income?

The 4% Rule is a conservative income withdrawal plan to prevent running out of retirement savings
When building a retirement nest egg the emphasis is on growth
Return on investment during retirement years will determine your retirement lifestyle
Conventional strategies do not take the stress out of retirement

The 4% withdrawal rule is a result of these conservative earnings, so as to avoid running out of money.  4% of most retirement accounts doesn’t allow adequate income for maintaining a lifestyle

to which people are accustomed

A $700K account @ 4% = $28K/year 

– 25% tax = $21K 

If you took 7% = $49K (net after tax = $36,750)

How does 10% tax-free look? ($70K)

Inside every problem lies an opportunity.” Robert Kiyosaki

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